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An important first question when deciding on a collection agency should be how they structure their fees. While many agencies charge upfront, pre-paid or flat fees, NCCSI only gets paid if we collect, based on a percentage of recovered money. Not only does this second option cost less, it provides a guarantee the agency will work your accounts since they only get paid when they collect.

NCCSI’s percentage rate is based on account balance, volume and age of the account at the time of listing, with a base rate starting at 35% for third-party collections.

NCCSI recommends you list accounts that are between 90 to 120 days old for optimal results.